Privacy Policy

A legal disclaimer

No Legal Advice: Key Rate Consulting is not a law firm and does not provide legal representation or legal advice. All services are educational and administrative in nature. For legal advice, consult a licensed attorney.
Results Not Guaranteed: While we use proven strategies and federal consumer protection laws to dispute inaccurate information, we cannot guarantee specific outcomes, deletions, or score increases. Results vary based on individual credit history and creditor/bureau responses.
Client Responsibility: You are responsible for providing accurate information, reviewing all documents, and maintaining payments on valid debts and mortgages during the consulting process.
Third-Party Content: Any references to laws, regulations, or third-party institutions (such as credit bureaus, banks, or mortgage companies) are provided for informational purposes only.

At Key Rate Consulting, your trust is our top priority. We collect and use information only as needed to provide you with credit consulting, education, and related services.
Information We Collect:
Contact details you provide (name, phone, email, address).
Credit report details and financial records you voluntarily share for consulting purposes.
Communication records (calls, texts, emails) for service tracking.
How We Use Your Information:
To provide personalized credit consulting services.
To prepare and send dispute letters or supporting documents at your request.
To communicate updates, invoices, and account information.
To comply with legal and regulatory requirements.
Sharing Information:
We do not sell or share your personal information with third parties for marketing purposes.
Information may only be shared with regulators, credit bureaus, or financial institutions as part of the dispute/consulting process.
Data Security:
We use reasonable security measures to protect your personal information.
However, no method of electronic storage or transmission is 100% secure, and we cannot guarantee absolute security.
Your Rights:
You may request copies of the information we have about you.
You may request corrections or deletions of your information, subject to legal obligations.